Terms of Service

Effective Date: February 5, 2026 · Last Updated: March 2026

1. Acceptance of Terms

By accessing or using TurboBroker™ ("the Service"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference. Together, these Terms and the Privacy Policy constitute the entire agreement between you and TurboBroker™ regarding your use of the Service. If you do not agree to these Terms or the Privacy Policy, you may not access or use the Service. These Terms constitute a legally binding agreement between you and TurboBroker™. Your continued use of the Service following the posting of any changes to these Terms constitutes acceptance of those changes. For information about how we collect, use, and protect your personal information, including your rights under the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and other applicable state privacy laws, please refer to our Privacy Policy.

Electronic Signature and E-SIGN Consent

By clicking "I Agree," creating an account, or otherwise accessing or using the Service, you acknowledge that your acceptance constitutes an electronic signature under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. 7001 et seq.) and the Uniform Electronic Transactions Act (UETA), and that you consent to conduct this transaction electronically. You agree that your electronic acceptance has the same legal force and effect as a handwritten signature.

Consent to Electronic Communications: You consent to receive all agreements, notices, disclosures, and other communications from TurboBroker™ electronically, including via email to the address associated with your account and through notices posted within the Service. You agree that all such electronic communications satisfy any legal requirement that such communications be in writing.

Hardware and Software Requirements: To access and retain electronic records provided by TurboBroker™, you need: (a) a device with a modern web browser (such as the current version of Chrome, Firefox, Safari, or Edge) with JavaScript and cookies enabled; (b) an active email account capable of receiving emails from TurboBroker™; (c) sufficient storage space on your device or cloud storage to save or print electronic records; and (d) a printer or the ability to save files in PDF format if you wish to retain copies of records.

Withdrawal of Consent: You may withdraw your consent to receive electronic communications at any time by contacting support@turbobroker.ai. However, because the Service is provided entirely through electronic means, withdrawal of your consent to electronic communications may result in termination of your account, as the Service cannot be provided without electronic communication. Withdrawal of consent does not affect the legal validity or enforceability of any electronic communications or transactions completed prior to your withdrawal.

2. Description of Service

TurboBroker™ is an AI-powered transaction coordination platform designed for licensed real estate professionals. The Service assists with:

  • AI-powered document extraction and data organization from standard real estate forms
  • Continuous improvement of document processing accuracy using de-identified form layout metadata
  • Automated task generation and deadline tracking based on contract dates
  • Communication automation via SMS and email to transaction parties
  • Compliance monitoring for applicable real estate regulations
  • Document management with secure storage and retention

Important Disclaimer

TurboBroker™ is NOT a licensed real estate broker, agent, or attorney. TurboBroker™ operates within the scope of an unlicensed assistant as defined by the real estate regulatory authority of each state in which the user holds an active license. It may cite publicly available information, including legal citations relevant to a transaction, but does not provide legal opinions, tax or financial advice, or advise on legal obligations. TurboBroker™ prepares e-signature packages for parties to sign but never signs documents on behalf of any party. We recommend consulting a licensed attorney or accountant for legal or financial questions. All transaction decisions remain the sole responsibility of the licensed agent and their clients.

3. Eligibility

To use TurboBroker™, you must meet all of the following requirements:

  • 1
    You must be at least 18 years of age.
  • 2
    You must hold a valid real estate license in your state of practice. If you practice in Oregon or New Mexico, you must also hold an active Transaction Coordinator (TC) license.
  • 3
    You must agree to and comply with these Terms of Service.
  • 4
    You must provide accurate and complete information during registration, including your real estate license number(s) for each state in which you practice.
  • 5
    You attest under penalty of perjury that you are the licensed real estate professional whose legal name and license number you provided during signup. Registering on behalf of another licensee, using a license number that does not belong to you, or misrepresenting your identity is grounds for immediate account suspension and may be reported to your state real estate commission and to law-enforcement authorities.
  • 6
    You agree to use TurboBroker™ in good faith. You will not abuse the service, exploit features beyond their intended purpose, use the platform to facilitate fraudulent transactions, generate documents you have no legal authority to prepare, send unauthorized communications to parties outside your active deals, attempt to circumvent licensing or compliance gates, or use the AI assistant to produce content that violates law, real-estate licensee conduct rules, or the rights of any third party. Violations may result in immediate suspension, forfeiture of wallet balance, audit-log preservation for legal proceedings, and referral to applicable regulators.

4. Account Responsibilities

As a TurboBroker™ account holder, you are responsible for:

  • Maintaining the confidentiality and security of your account credentials, including your password and any API keys.
  • Keeping your real estate license information accurate and up to date. You must notify us promptly if your license status changes.
  • All activity that occurs under your account, whether or not you authorized it.
  • Ensuring that any communications sent through TurboBroker™ on your behalf comply with applicable laws and regulations.
  • Promptly notifying TurboBroker™ of any unauthorized use of your account or any other security breach.

5. Subscription and Pricing

TurboBroker™ offers the following subscription plans:

PlanMonthly FeePer TransactionAI AssistantAgents
Solo Agent (T1)None$99Not included1
Team (T2)$149$69First 3 seats free, then $29/seat/moUp to 10
Brokerage (T3)$399$49First 10 seats free, then $19/seat/moUnlimited
  • Your first transaction is free on all plans.
  • Quick Sign packages are billed at $2 per package, separate from per-transaction fees.
  • Wallet activation: paid features (Quick Sign packages, document AI processing, AI assistant chat, and transaction creation) require a one-time minimum wallet top-up of $10. The wallet balance is held as a prepaid usage credit; per-transaction and Quick Sign fees deduct from it. Unused wallet balance is refundable on account closure consistent with the refund policy below.
  • Bot Wallet Access: You may optionally grant Turbo permission to charge routine fees directly from your wallet without per-charge confirmation (for example, converting a Quick Sign into a full transaction). This permission is an opt-in toggle you control from the Wallet page and can be disabled at any time, taking effect immediately. While the permission is on, charges still respect your plan’s per-action and per-month spending caps and the standard cost catalog; Turbo will never exceed those caps or charge for items outside the catalog. Every Bot Wallet Access charge appears in your wallet ledger and audit log with the action that triggered it, and standard refund and dispute terms apply.
  • Prices are subject to change with 30 days advance notice.
  • Monthly subscriptions are billed at the beginning of each billing cycle.
  • Refund policy: Pro-rated refunds are available for unused portions of monthly subscriptions upon cancellation.
  • Per-transaction fees are non-refundable once the transaction has been processed.

Auto-Renewal Disclosure

All paid subscriptions automatically renew at the end of each billing cycle at the then-current rate unless you cancel before the renewal date. You will be charged the applicable subscription fee at the beginning of each renewal period. Cancellation takes effect at the end of the current billing cycle unless otherwise required by applicable law.

  • Online Cancellation Right: You may cancel your subscription at any time through your account settings. If you subscribed online, you can cancel online through the same account settings page. No phone call or written letter is required to cancel.
  • Annual Renewal Reminder: We will send you a reminder at least once per year informing you of your current subscription terms, the applicable renewal rate, and instructions on how to cancel.
  • Price Increase Notice: If we increase your subscription price, we will notify you at least 7 business days before the new rate takes effect. You may cancel your subscription before the price increase takes effect and will not be charged the higher rate.
  • Subscription Confirmation: After signing up for a paid subscription, you will receive a confirmation email with your subscription terms, billing amount, renewal date, cancellation policy, and cancellation instructions.
  • Pro-Rated Refund: If you cancel during a billing cycle, you will receive a pro-rated refund for the remaining full days in the current billing cycle.

This auto-renewal disclosure is provided in compliance with California Business and Professions Code Sections 17600-17606, New York General Obligations Law Section 5-903, Illinois Automatic Contract Renewal Act (815 ILCS 601), Colorado Revised Statutes Section 6-1-732, Connecticut General Statutes Section 42-110b, Minnesota Statutes Section 325G.065, Virginia Code Section 59.1-207.45 et seq., Oregon Revised Statutes Section 646A.295, Hawaii Revised Statutes Section 481B-5.5, Massachusetts General Laws Chapter 93A, Maine Revised Statutes Title 32 Section 14706, and the District of Columbia Consumer Protection Procedures Act. By subscribing, you acknowledge and agree to the automatic renewal terms described herein.

Failed Payments

  • If a scheduled payment fails, we will attempt to charge your payment method again within 3 business days.
  • We will send at least one payment failure notification to your account email address before taking any further action.
  • If payment is not successfully collected within 10 days of the original due date, we may suspend your access to the Service until payment is received. During suspension, your data will be retained and accessible upon payment.
  • Repeated payment failures may result in account downgrade or termination in accordance with Section 15 (Termination).

Taxes

All prices listed are exclusive of applicable taxes. You are responsible for paying any sales tax, use tax, value-added tax, goods and services tax, or other governmental taxes, levies, or charges imposed by applicable law on your subscription or per-transaction fees. If TurboBroker™ is required by law to collect taxes from you, such taxes will be added to your invoice or charged to your payment method in addition to the listed subscription or transaction price.

5B. Dual Representation Transactions

When you represent both the buyer and seller on the same real estate transaction (dual agency / dual representation), TurboBroker bills this as two separate transactions minus a $10 discount, reflecting the additional compliance, disclosure, and coordination work required.

  • Dual representation transactions are billed as two per-transaction fees minus a $10 discount. Pricing by plan: Solo Agent = $188, Team = $128, Brokerage = $88.
  • The system automatically detects dual representation when the buyer's agent name on an uploaded purchase agreement matches the listing agent name on the transaction.
  • Agents must acknowledge dual representation before proceeding with the transaction. This acknowledgment is logged for compliance purposes.
  • If a listing agreement (RLA) is uploaded to a buyer-side transaction, this is flagged as a representation change that may result in dual agency.
  • Dual representation disclosure requirements per your state's law are auto-generated when dual rep is detected. In California, this includes disclosures per Civil Code 2079.14-2079.24.
  • You may also manually designate a transaction as dual representation when converting a listing to escrow.

5C. Feature Availability by Plan

Certain features are available only on specific subscription tiers. The following table summarizes key feature availability:

FeatureT1T2T3
24/7 AI transaction assistant
Automated task handling
Signature Audit
Custom Form Builder
Disclosure Package Portal
Commission & fee tracking
AI Draft-Assist (forms, offers, negotiations)
DocuSign e-signature automation
Quick Sign ($2/pkg)
Single state license verification
Multi-state license management
Team owner dashboard
Management roles & permissions
Custom compliance rules
API integrations
Multi-office controls
Priority support

Feature availability is subject to change. We will provide at least 30 days notice before removing any feature from an existing plan. New features may be introduced at any tier level at our discretion.

5D. Agent Name Verification & Rejection Refunds

TurboBroker™ is a transaction-coordination tool for licensed real estate professionals managing their own deals. To enforce this, every new transaction package is automatically verified against the agent name extracted from the uploaded contract documents.

What we verify

On purchase transactions we confirm the authenticated user is the buyer-side agent named in the Residential Purchase Agreement (or equivalent contract). On listing transactions we confirm the user is the listing-side agent named in the listing agreement. On dual-representation transactions both sides must match. The match is fuzzy (token-sorted, suffix-tolerant) so common formatting differences do not cause false rejections.

What happens on a match

The transaction proceeds normally. No additional action required.

What happens on a mismatch

The transaction is rejected automatically. Uploaded documents are deleted from your account and the transaction record is removed. Your wallet is credited the per-transaction fee less a five-dollar (US$5.00) non-refundable service charge that covers the document extraction and verification work already performed. The mismatch reason, your account name, and the extracted contract name are recorded in the transaction audit log. Refunds are issued as wallet credit only; no payment card refunds are issued and no money leaves the TurboBroker system.

Refund credit by plan

Solo Agent (T1): $94 credit on a $99 fee. Team (T2): $64 credit on a $69 fee. Brokerage (T3): $44 credit on a $49 fee. Dual-representation rejections use the same five-dollar service charge applied to the per-transaction fee that was charged at upload time.

Extraction failures

If the system cannot extract an agent name from the contract package (e.g. an unsigned form or a non-standard document), the verification is skipped and a manual confirmation task is created in your transaction instead. We do not reject or refund in that case.

Disputes

If you believe a rejection was incorrect (for example, the contract used a brokerage DBA name or a spelling variant the matcher failed to recognize), email support@turbobroker.ai with the rejection notification details. Reviewed rejections that we determine to be in error are credited the remaining service charge.

Tester and administrator accounts

Accounts flagged as test sandboxes, tester roles, or TurboBroker system administrators are exempt from automatic verification for end-to-end testing purposes. A clearly labeled badge is shown in the user interface for these accounts so the divergence from production handling is unambiguous.

6. AI Services Disclaimer

TurboBroker™ uses artificial intelligence to extract data from documents, generate task lists, and provide informational responses through our AI assistant. Please be aware of the following:

Accuracy

AI document extraction accuracy varies based on document quality, formatting, and form type. Accuracy metrics are published in our support documentation as they are validated across production traffic.

Human Review Required

All AI-generated content, including extracted data, task lists, and AI responses, should be reviewed by the licensed agent before acting on it. You are responsible for verifying all transaction details.

No Guarantee

TurboBroker™ does not guarantee 100% accuracy of extracted data. Fields may be missed, misinterpreted, or incorrectly populated.

AI Hallucination Risk

AI systems may occasionally generate outputs that appear plausible but are factually incorrect, incomplete, or inconsistent with source documents. You must independently verify all AI-generated information against your original source documents. TurboBroker™ is not liable for any losses, damages, or consequences resulting from reliance on AI-generated content that is inaccurate or misleading.

Informational Only

AI responses are informational only and do not constitute professional, legal, financial, or tax advice.

Scope of Service

TurboBroker™ operates within the scope of an unlicensed assistant as regulated by the authorities of the state(s) in which you are licensed. It may cite publicly available information including legal citations, but does not provide legal opinions, tax or financial advice, or make decisions that require a real estate license. TurboBroker™ prepares e-signature packages for parties to sign but never signs documents on behalf of any party. We recommend consulting a licensed attorney or accountant for legal or financial questions.

7. Usage Limits

To ensure reliable performance and fair usage for all users, TurboBroker™ enforces the following limits on document uploads and processing:

LimitValue
Maximum file size per upload50 MB
Maximum pages per document200 pages
Maximum documents per transaction25 files
Maximum total pages per transaction500 pages

These limits are designed to accommodate even the most complex residential real estate transactions, including those with extensive disclosure packages, HOA documents, and multiple counter offers.

All plans (Solo Agent, Team, Brokerage) include unlimited active transactions. There is no cap on how many transactions you can have open at once.

If your transaction requires capacity beyond the document limits above, please contact us at support@turbobroker.ai and we will work with you to accommodate your needs.

8. Document Handling

Documents uploaded to TurboBroker™ are handled with the following policies:

  • Documents you upload are processed by AI for data extraction, including text content analysis to identify form types, extract field values, and detect signatures.
  • Documents are retained in accordance with applicable real estate regulations, which vary by state (ranging from 3 to 8 years). Our platform retains documents indefinitely by default to exceed all state requirements and the IRS-recommended 7-year retention period for real estate records.
  • You can permanently delete documents at any time. Deletion removes the document from our storage and triggers a re-extraction of your transaction data from remaining documents. Certain compliance records related to transaction activity may be retained as required by applicable regulations. We recommend archiving rather than deleting, as applicable state regulations require minimum retention periods ranging from 3 to 8 years depending on the state where the transaction occurred.
  • We do not share your documents with third parties except as necessary for processing. Document text is sent to OpenAI for AI extraction. No documents are shared for marketing or other purposes.
  • All documents are encrypted in transit using TLS 1.3 and encrypted at rest using AES-256 encryption in Supabase Storage.

9. Communications

TurboBroker™ provides automated communication capabilities. By using these features, you agree to the following:

  • TurboBroker™ sends SMS messages and emails on your behalf via Twilio (SMS/voice) and SendGrid (email) to transaction parties and other contacts you designate.
  • Agent consent at signup: By creating a TurboBroker account, you consent to receive SMS and email from TurboBroker for account, transaction, and platform notifications, including deadline reminders, document requests, signature follow-ups, and AI-assisted responses. Message frequency varies by transaction activity. Msg & data rates may apply. You may reply STOP to any TurboBroker SMS to opt out.
  • Transaction-party consent: Before adding any buyer, seller, co-agent, escrow officer, lender, inspector, or other party to a transaction, you represent and warrant that you have obtained their prior consent (written or verbal, consistent with industry norms for real estate transaction coordination) to be contacted about the transaction via SMS and email. You are responsible for ensuring each party’s consent is current.
  • Opt-out keywords: Recipients can opt out of SMS at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT. TurboBroker sends one confirmation and immediately suppresses all further messages to that number. Reply START or UNSTOP to resubscribe. Reply HELP for support information.
  • Email opt-out: Recipients can opt out of email communications by clicking the unsubscribe link included in each email, in compliance with CAN-SPAM.
  • Mobile numbers: TurboBroker does not sell, rent, or share mobile phone numbers with third parties for their marketing purposes. Phone numbers are shared only with our SMS carrier (Twilio) for the sole purpose of delivering messages you or your agent initiated.
  • Regulatory compliance: You are responsible for ensuring that all communications sent through TurboBroker™ comply with the Telephone Consumer Protection Act (TCPA), CAN-SPAM, applicable state-level consumer protection laws, and real estate licensee conduct rules in your jurisdiction.
  • TurboBroker™ logs all communications for compliance and audit purposes. Communication logs are retained in accordance with our data retention policy.

Voice Call AI Processing

Voice calls handled by TurboBroker™'s AI voice system are processed by AI service providers in real time to facilitate the conversation. Voice calls are not recorded or stored. At the beginning of each call, participants are informed that they are speaking with an AI assistant acting on behalf of the licensed agent.

Call metadata (duration, timestamps, caller identification) is logged for transaction coordination and compliance purposes. We do not extract, store, or use biometric identifiers (including voiceprints) from voice call audio.

These AI disclosures are provided in compliance with California SB 1001 (Cal. Bus. & Prof. Code Section 17941) and Maine Revised Statutes Title 10 Section 1498 regarding automated system disclosures.

9B. Full-Time AI Assistant Terms

The Full-Time AI Assistant ("AI Assistant") sends communications on behalf of the licensed agent. By activating the AI Assistant, you agree to the following:

  • The AI Assistant sends emails and SMS messages on your behalf using your identity and contact information. You are the sender of record for all AI-generated communications.
  • You remain legally responsible for all communications sent by the AI Assistant, including follow-up emails, SMS replies, and automated responses.
  • You must review and approve AI Assistant settings, including communication templates and auto-response rules before activating the feature.
  • The AI Assistant will not send communications that modify contract terms, provide legal advice, provide tax or financial advice, or negotiate pricing without your explicit prior approval.
  • Voice AI calls are processed in real time by AI service providers and are not recorded. All call participants are informed at the start of the call that they are speaking with an AI assistant.
  • Monthly communication volume limits may apply to prevent abuse. If you exceed these limits, outbound communications may be paused until the next billing cycle.
  • TurboBroker™ may suspend AI Assistant functionality if we detect patterns of misuse, spam, or communications that violate TCPA, CAN-SPAM, or other applicable regulations.

AI/Bot Disclosure in Communications

TurboBroker™ uses artificial intelligence to draft and, in some cases, automatically send communications on your behalf to transaction parties and other contacts. You acknowledge and agree to the following AI communication disclosures:

  • The first communication sent to any new party through TurboBroker™ includes a disclosure that the message was generated or assisted by TurboBroker™'s AI assistant on behalf of the licensed agent.
  • Recipients of AI-generated communications may contact the supervising licensed agent directly at any time. The agent's contact information is included in every AI-generated communication.
  • For voice calls, the AI assistant identifies itself as an AI at the beginning of each call and provides the supervising agent's name and contact information.

These disclosures are provided in compliance with California SB 1001 (Cal. Bus. & Prof. Code Section 17941), which requires bots that communicate with persons in California to disclose that they are not human, and Maine Revised Statutes Title 10 Section 1498 regarding chatbot and automated system disclosures. TurboBroker™ will comply with additional state and federal bot disclosure requirements as they are enacted.

9C. State-Specific Service Scope

TurboBroker™ adapts its capabilities based on the real estate regulatory requirements of the state(s) in which you are licensed. The level of automation available to you depends on your state's rules governing unlicensed assistants in real estate transactions.

Full Automation States (23)

AL, AR, AZ, CA, FL, IA, ID, IN, KS, ME, MN, MO, MS, MT, NE, NV, NY, OH, OK, TN, VT, WI, WY

In these states, TurboBroker™ can send administrative communications, deadline reminders, and document requests on your behalf after initial setup. AI-drafted messages above our confidence threshold may be sent automatically.

Supervised Automation States (20)

AK, CO, CT, DC, DE, HI, KY, LA, MD, ND, NH, NJ, NM, PA, RI, SC, SD, TX, UT, WV

TurboBroker™ handles document tracking, deadline management, and administrative coordination. Communications about contract terms or conditions are routed to you for review before sending.

Agent-Approved States (8)

GA, IL, MA, MI, NC, OR, VA, WA

Due to stricter unlicensed assistant regulations, all external communications in these states require your explicit approval before sending. TurboBroker™ drafts messages and prepares documents, but you review and approve each outbound communication.

Universal Restrictions (All States)

Regardless of your state, TurboBroker™ never negotiates terms, interprets contracts, provides legal opinions, advises on property values, or signs documents. These activities require a real estate license and remain your sole responsibility.

All 50 States + DC Covered

All 50 states and Washington D.C. are mapped to one of the three service tiers above. Your tier is automatically assigned when you verify your real estate license. If you believe your state's categorization is incorrect, contact support@turbobroker.ai.

Your Responsibility

You are responsible for ensuring your use of TurboBroker™ complies with the regulations of all states in which you hold an active license. If you hold licenses in multiple states, TurboBroker™ applies the most restrictive scope applicable to each transaction based on the property location and the parties involved.

9D. Deadline Calculation Standards

All contingency deadlines, contract dates, and time-sensitive obligations in your transactions are computed using a calendar-day “exclude first day, include last” basis with automatic rollforward when the resulting deadline lands on a Saturday, Sunday, or recognized legal holiday. This convention mirrors a transaction coordinator’s manual computation and tracks Federal Rules of Civil Procedure 6(a) — the framework every U.S. state and the District of Columbia has adopted in materially similar form for civil computation of time.

State-specific statutes governing this computation include, without limitation: California Code of Civil Procedure §§ 12, 12a, 12b; New York General Construction Law §§ 19, 20, 25, 25-a; Texas Government Code § 311.014; Florida Statutes §§ 683.01, 683.20; Illinois 5 ILCS 70/1.11; Pennsylvania 1 Pa. C.S. § 1908; New Jersey Court Rule 1:3-1; Massachusetts G.L. c. 4 § 9; Washington RCW 1.12.040; Oregon ORS 187.010; Arizona ARS § 1-243; Colorado CRS § 2-4-108; Georgia O.C.G.A. § 1-3-1; Michigan MCL § 8.6; Ohio R.C. § 1.14; Virginia Va. Code § 1-210; North Carolina N.C.G.S. § 103-5; Maryland Md. Code, General Provisions § 1-302; Indiana IC 1-1-9-1; Wisconsin Wis. Stat. § 990.001(4); Tennessee Tenn. Code § 1-3-102; Missouri RSMo § 1.040; Minnesota Minn. Stat. § 645.15; Connecticut Conn. Gen. Stat. § 51-186; Louisiana La. C.C. Art. 3454; Nevada NRS 0.030; Utah Utah Code § 68-3-7; Iowa Iowa Code § 4.1(34); Kentucky KRS 446.030; Kansas K.S.A. 60-206; Oklahoma 25 Okla. Stat. § 82.1; New Mexico NMSA § 12-2A-7; Arkansas Ark. Code § 1-2-208; Mississippi Miss. Code § 1-3-67; Alabama Ala. Code § 1-1-4; South Carolina S.C. Code § 15-3-50; West Virginia W. Va. Code § 2-2-3; Nebraska Neb. Rev. Stat. § 49-1201; Idaho Idaho Code § 73-108; Hawaii HRS § 1-29; Montana Mont. Code Ann. § 1-1-302; Wyoming Wyo. Stat. § 8-1-104; North Dakota N.D.C.C. § 1-02-15; South Dakota SDCL § 2-14-9; Vermont 1 V.S.A. § 138; New Hampshire RSA 21:35; Maine 1 M.R.S.A. § 71; Rhode Island R.I. Gen. Laws § 43-3-13; Delaware 1 Del. C. § 1310; Alaska AS 01.10.080; District of Columbia D.C. Code § 28:1-202.

Manual override required for non-default contracts. When a contract or addendum explicitly designates a different convention — for example, “business days,” “strict calendar without rollforward,” or a fixed calendar date that the parties want enforced as written even if it falls on a weekend or holiday — you must manually pin the deadline for that contingency in TurboBroker™. The system currently does not parse free-text contractual override language (e.g., “due Sunday the 23rd, no exception”) from “Other Terms” sections, addendum prose, or hand-written clauses. Use the per-contingency manual override controls in the transaction view to record the contractually-binding date; that override supersedes our computed deadline and is honored by all downstream task scheduling and alerts.

Holidays recognized for the rollforward calculation are the eleven federal holidays plus each state’s legally recognized holidays as published in that state’s code (e.g., California’s Cesar Chavez Day per Cal. Gov’t Code § 6700). Local-government, religious, and industry-specific observances are not tracked. When TurboBroker™ rolls a deadline forward, the original calculated date and the adjusted date are both recorded in the transaction’s chronological event log so the legal-day adjustment is auditable end-to-end.

Aggressive enforcement actions. Notices to Perform, Demands to Close Escrow, unilateral cancellations, forfeiture demands, and similar legally consequential actions against the opposing party are never generated or sent autonomously. They route to the licensed agent for review and approval before any outreach occurs, regardless of the confidence the AI would otherwise assign to the task. Verbal negotiations and strategy decisions between human agents routinely precede these actions, and the system cannot see that context.

Your responsibility: Statutes and case law evolve. The citations above reflect our good-faith reading as of the date of these Terms. You are responsible for confirming that any deadline TurboBroker™ computes matches the legally binding deadline under your contract and applicable state law, for setting any manual override the contract requires, and for consulting counsel where a deadline carries material legal consequence.

10. Prohibited Uses

You agree not to use TurboBroker™ for any of the following purposes:

  • Any illegal activity, including fraud, money laundering, or violations of real estate law.
  • Sending unsolicited commercial messages (spam) or communications that violate the Telephone Consumer Protection Act (TCPA, 47 U.S.C. 227) or the CAN-SPAM Act (15 U.S.C. 7701 et seq.). Violations may result in immediate suspension of communication privileges, account termination, and reporting to the Federal Communications Commission (FCC) or Federal Trade Commission (FTC). You are solely responsible for obtaining and documenting recipient consent before using automated communications.
  • Using the Service to engage in housing discrimination in violation of the Fair Housing Act (42 U.S.C. 3601-3619), state fair housing laws, or any other applicable anti-discrimination statute. This includes discriminatory advertising, steering, blockbusting, or any communication that discriminates on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class under federal, state, or local law.
  • Uploading malicious files, viruses, or any content designed to disrupt or compromise the platform.
  • Attempting to reverse engineer, decompile, disassemble, or otherwise derive the source code of the platform.
  • Using the Service to practice real estate without a valid license in your state of practice.
  • Sharing your account credentials with unauthorized users or allowing others to access your account.
  • Circumventing or attempting to circumvent any security measures, rate limits, or access controls.
  • Using the platform in any manner that could damage, disable, overburden, or impair our servers or infrastructure.

11. Intellectual Property

TurboBroker™ and its original content, features, functionality, and branding are and will remain the exclusive property of TurboBroker™ and its licensors. The platform is protected by copyright, trademark, and other intellectual property laws.

You retain full ownership of all documents you upload and transaction data you create within the platform. TurboBroker™ does not claim any ownership rights over your content. We use your content solely to provide and improve the Service as described in our Privacy Policy.

De-Identified Form Layout Data

When you save form field configurations using the Form Builder, the structural layout metadata you define (field positions, dimensions, field types, and signer role assignments) may be used to improve document processing accuracy across the Service. By saving form field configurations, you grant TurboBroker™ a non-exclusive, royalty-free, perpetual license to use and incorporate this structural metadata into our internal systems. This license applies only to de-identified structural metadata and does not extend to your documents, document content, transaction data, client information, or any personal information. This structural metadata does not contain personal information and is not subject to individual deletion requests, as it cannot be linked to any specific individual, transaction, or document.

Custom Forms & Templates

The Custom Forms and Quick Sign features allow you to upload, configure, and send documents for electronic signature. You are solely responsible for ensuring that any forms or templates you upload, modify, or distribute through the Service comply with all applicable federal, state, and local laws, regulations, codes, and ordinances, including but not limited to real estate licensing laws, consumer protection statutes, fair housing regulations, and intellectual property laws. Certain real estate forms are proprietary works owned or licensed by trade associations (e.g., California Association of REALTORS, Texas Real Estate Commission) and may be subject to copyright protection, licensing restrictions, or usage limitations. TurboBroker™ does not grant any right to reproduce, modify, or distribute copyrighted or proprietary forms, and use of the Custom Forms feature does not constitute authorization to use any third-party intellectual property. You represent and warrant that you have all necessary rights, licenses, and permissions to use any forms you upload to the Service. TurboBroker™ disclaims all liability for any claims, damages, or losses arising from your use, modification, or distribution of forms or templates through the Service.

12. Warranty Disclaimer

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TURBOBROKER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TURBOBROKER DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TURBOBROKER DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICE IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM TURBOBROKER OR THROUGH THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TURBOBROKER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF THE SERVICE.

Without limiting the foregoing, TurboBroker™ is not liable for:

  • Missed deadlines, whether caused by incorrect data extraction, system downtime, or any other reason.
  • Incorrect or incomplete data extraction from documents you upload.
  • Failed or delayed SMS, email, or voice communications sent through the platform.
  • Any financial losses, lost commissions, cancelled escrows, or other damages resulting from your use of or reliance on the Service.
  • Actions taken based on AI-generated recommendations or responses from the AI assistant.
  • Failed, delayed, or incorrectly prepared e-signature packages, including but not limited to errors in field placement, missing signature fields, incorrect signer assignment, envelope delivery failures, or any delays in the electronic signature process. You are responsible for reviewing all e-signature packages before sending and verifying that all signatures have been properly executed.
  • Errors, omissions, or inaccuracies in third-party reports ordered through the platform, including but not limited to Natural Hazard Disclosure (NHD) reports. Such reports are produced by independent third-party providers, and TurboBroker™ acts solely as a facilitator for ordering these reports. You should independently verify the contents of any third-party report.

In no event shall TurboBroker's total aggregate liability exceed the total fees paid by you to TurboBroker™ during the twelve (12) months preceding the event giving rise to the claim.

14. Indemnification

You agree to defend, indemnify, and hold harmless TurboBroker™, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to your use of the Service, your violation of these Terms, your violation of any rights of a third party, or any communications sent through the platform on your behalf.

15. Termination

We may suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms of Service. Common reasons for termination include:

  • Violation of these Terms of Service or our Privacy Policy.
  • Providing false or misleading information, including invalid real estate license numbers.
  • Engaging in prohibited uses as described in Section 10.
  • Non-payment of subscription fees.

You may cancel your account at any time through your account settings or by contacting us at support@turbobroker.ai.

Inactive Free-Tier Account Cleanup

Free-tier (T1 Solo Agent) accounts that remain inactive (no new transactions created) for 90 consecutive days are subject to automatic data removal. We will send warning notifications via email at 30 days, 15 days, and 3 days before removal. If you do not take action (such as creating a new transaction, downloading your files, or upgrading to a paid plan), all transaction data, documents, communication logs, and associated resources will be permanently deleted. Your account login will remain active so you can sign back in at any time. We recommend retaining your own copies of all transaction documents, as real estate regulations require brokers to maintain records for 3-8 years depending on the state.

Paid Account Suspension and Data Retention

Paid-tier accounts (T2, T3) receive indefinite data retention while the subscription is active. If your subscription lapses due to payment failure, voluntary cancellation, or administrative action, your account enters a read-only suspension period. During suspension: (a) you may sign in, view transactions, and download files, but cannot create new transactions, send communications, or use AI features; (b) your dedicated phone number will be released after 30 days; (c) your data will be retained for 90 days from the date of suspension. After the 90-day suspension period, if the subscription has not been reactivated, all transaction data, documents, communication logs, and associated resources will be permanently deleted. We will send warning notifications at 30 days, 15 days, and 3 days before removal. You may reactivate your subscription at any time during the suspension period to restore full access immediately. Team members on suspended T2/T3 accounts may choose to split off into independent accounts. We strongly recommend downloading your files during the suspension period, as real estate regulations require brokers to retain transaction records for 3-8 years depending on the state.

Stale Transaction Auto-Archive

Transactions that remain active but show no user activity for 90 consecutive days past their close of escrow date or latest deadline will be automatically archived. We will send a warning notification via email and SMS 14 days before archival. You may keep a transaction active by responding to any notification, uploading a document, updating a task, or contacting support. Archived transactions remain accessible in read-only mode. Any public disclosure package links will be deactivated.

Listing Expiration Auto-Archive

Listing transactions that pass their listing agreement expiration date without being renewed will receive a notification via email and SMS. If no action is taken within 7 days, the listing will be automatically archived and any public disclosure package links will be deactivated. You may renew the listing or archive it at any time. Archived transactions remain accessible in read-only mode.

Cancellation of Contract

When a mutually signed Cancellation of Contract (CC) is uploaded or received, you will be prompted to archive the transaction. Archiving a cancelled transaction deactivates any public disclosure package links. Archived transactions remain accessible in read-only mode.

Refunds Upon Termination

If you voluntarily cancel your subscription, or if we terminate your account without cause, pro-rated refunds are available for the unused portion of your current billing cycle. If we terminate your account for cause (including breach of these Terms, violation of Section 10, or non-payment), no refund will be provided for the current billing cycle. Per-transaction fees remain non-refundable once the transaction has been processed, regardless of the reason for termination.

Data Export on Termination

Upon termination or cancellation, your account enters a 90-day read-only suspension period during which you may export your data (including transaction records, documents, and communication logs) through your account settings. After the 90-day window, data may be permanently removed as described above. For accounts terminated for cause (breach of Terms, prohibited uses), the suspension period may be shortened or waived at our discretion. TurboBroker is a software tool, not a licensed broker, and does not assume the broker's statutory record-keeping obligations. You are responsible for maintaining your own copies of transaction documents in compliance with applicable state real estate regulations (3-8 years depending on the state) and IRS record-keeping recommendations (7 years).

Effect of Termination

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 11 (Intellectual Property), 12 (Warranty Disclaimer), 13 (Limitation of Liability), 14 (Indemnification), 16 (Governing Law), and 17 (Mandatory Arbitration and Class Action Waiver).

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Except as otherwise provided in Section 17 (Mandatory Arbitration and Class Action Waiver), any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of California. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

17. Mandatory Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Informal Resolution Period

Before initiating arbitration, you and TurboBroker™ agree to first attempt to resolve any dispute informally for at least thirty (30) days. The informal resolution period begins when one party sends the other a written notice describing the dispute and the relief sought. Notices to TurboBroker™ must be sent to legal@turbobroker.ai. If the dispute is not resolved within 30 days after the notice is received, either party may proceed with arbitration.

Binding Arbitration

ANY DISPUTE ARISING FROM OR RELATING TO THESE TERMS, THE SERVICE, OR YOUR RELATIONSHIP WITH TURBOBROKER SHALL BE RESOLVED BY BINDING ARBITRATION ADMINISTERED BY JAMS IN SAN FRANCISCO, CALIFORNIA, UNDER THE JAMS STREAMLINED ARBITRATION RULES AND PROCEDURES. The arbitration shall be conducted by a single arbitrator selected in accordance with JAMS rules. The arbitrator shall have the authority to award the same damages and relief that a court could award. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver

YOU AND TURBOBROKER AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding. If this class action waiver is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Small Claims Court Exception

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes or claims within the jurisdictional limits of the small claims court, provided the amount in controversy does not exceed $10,000.

Costs and Fees

Each party shall bear its own costs and attorneys' fees in connection with the arbitration, unless the arbitrator determines that a claim or defense was frivolous, in which case the arbitrator may award reasonable attorneys' fees to the prevailing party.

Opt-Out Right

You have the right to opt out of this arbitration provision by sending written notice of your decision to opt out to legal@turbobroker.ai within thirty (30) days of the date you first create your TurboBroker™ account. Your notice must include your name, account email address, and a clear statement that you wish to opt out of the arbitration provision. If you opt out, all other provisions of these Terms will continue to apply.

18. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond the reasonable control of that party, including but not limited to:

  • Acts of God, natural disasters, earthquakes, floods, hurricanes, or other severe weather events.
  • Epidemics, pandemics, or public health emergencies.
  • Government actions, orders, regulations, embargoes, or sanctions.
  • Telecommunications failures, internet outages, or disruptions to network infrastructure.
  • Third-party service provider outages, including but not limited to AI provider availability (e.g., OpenAI), cloud hosting providers, payment processors, e-signature platforms, and SMS/email delivery services.
  • Cyberattacks, distributed denial-of-service (DDoS) attacks, ransomware, or other malicious interference.
  • Power failures, electrical grid disruptions, or utility outages.
  • War, terrorism, civil unrest, strikes, or labor disputes.

The affected party shall use reasonable efforts to mitigate the impact of the force majeure event and resume performance as soon as practicable. If a force majeure event continues for more than sixty (60) days, either party may terminate the affected portion of the agreement upon written notice.

19. General Provisions

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect to the fullest extent permitted by law.

Entire Agreement

These Terms of Service, together with the Privacy Policy, constitute the entire agreement between you and TurboBroker™ with respect to the subject matter hereof. These Terms supersede all prior and contemporaneous communications, proposals, representations, understandings, and agreements, whether oral or written, between the parties regarding the Service.

Assignment

TurboBroker™ may assign, transfer, or delegate its rights and obligations under these Terms without restriction and without notice to you, including in connection with a merger, acquisition, reorganization, or sale of assets. You may not assign, transfer, or delegate your rights or obligations under these Terms without the prior written consent of TurboBroker™. Any attempted assignment in violation of this provision shall be null and void.

Waiver

The failure of TurboBroker™ to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of TurboBroker™. A waiver of any right or provision on one occasion shall not be deemed a waiver of such right or provision on any other occasion.

20. Changes to Terms

We reserve the right to modify or replace these Terms at any time. When we make material changes, we will provide at least 30 days advance notice by posting the updated Terms on our website and, where possible, notifying you by email. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must discontinue use of the Service.

Last updated: February 2026.

21. Contact

If you have questions about these Terms of Service, please contact us:

TurboBroker™ Legal Team

Email: legal@turbobroker.ai

TurboBroker™ is a trademark of TurboBroker LLC, a Delaware limited liability company.